It is a good idea if your employer doesn not match or if it does a “true-up” after the end of the year or with each payroll, according to Mike Piper on Oblivious Investor. In the case that your employer contribute a certain percentage of your compensation as long as you contributed an equal amount in that pay period, if you front-load your contribution, you actually end up missing out on part of the match. (obliviousinvestor.com)
I thought it could, but now I don’t have to build one.