Our family took 10-day vacation in Canada to visit relatives and to attend a cousin’s wedding. Beside wedding gift and airplane tickets, we also have some birthday parties’ expense this month. Fortunately, cash flow remains high to cover all the outgoing expenses.
Once again, another record has been broken. Year-to-year gain hits another all-time record: $150k increase in net worth from July 2013 to July 2014.
A while ago, I listed the interest rates of all our debts. Now, it’s time for an update:
- Home Mortgage: $29,457 at 2.50%
- HELOC: $36,468 at 1.98%
- Student Loan: $20,348 at 1.875%
- Auto Loan: $ 11,549 at 1.49%
They all have super low rates, but as long as the inflation rate remains low I will continue to pay down these debts. This decision to eliminate all debts might not be the best choice financially but it will give our family a peace of mind.
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