With the extra income from work, I shift the excess cash into debts. Finally, we are totally debt free!
Since we have paid off all debts, we are comfortable with a low emergency fund. As a backup I also keep a home equity line of credit opened with PenFed that I can withdraw $38,000 at any time from our fully paid-off home.
Our retirement accounts performed fantastically this month but I tend to ignore the market gyration. Next month I will receive three paychecks so I will front load more into the retirement accounts.