Here are 7 Quick Ways to Save Over $100,000

You probably have heard of the latte factor. That little innocent morning latte could cost you tens of thousands of dollars over the course of your working life. If you have trouble saving money for emergency fund, to pay off debt or to invest for retirement, there are some quick ways to save by making small changes to your spending habits. Assuming you plan to retire after 40 more years and that your savings will grow by 7.8% annually, here are 7 quick ways to save over $100,000 during your working life:

1. Eating out too much: $207,598
2. Taking cabs often: $235,963
3. Smoking: $579,957
4. Buying coffee every day: $79,085
5. Paying for a gym you don’t use: $131,808
6. Streaming commercial-free music: $32,919
7. Ordering the wine: $151,579

(cnn.com)