If you found yourselves spending on needless stuff or regretting after big ticket items, Everything Finance has an article to show how to align your spending with your values. First, make a list on what’s important to you. From that list, pick out some of your absolute favorites so you can easily forgo unnecessary and trivial things. You can then share those goals with your loved one in order to work as a team and to keep each other accountable. Next, make those goals visible and monitor your spending to see if your goal of spending on your values is on track. The biggest thing is to learn to say no to yourself. By aligning your spending with your values, you will have higher success rate to save enough money for your favorite trip oversea, home down payment, or even retirement.