Driving for Uber can generate extra income depending on your schedule. Now that more rigs are stacked in North Dakota, more oilfield workers turn to Uber employment amid prices plunge. For instance, Lynn Helms, North Dakota’s top oil regulator, found out that three of his drivers were laid-off oil and gas workers when he recently used Uber. Most Uber full-time drivers in big US cities report earning $600-1200 a week after expenses. The extra income could help these workers during the downturn. (bloomberg.com)
Career
What’s the Maximum Duration for Unemployment Insurance?
According to the Center on Budget and Policy Priorities, “The unemployment insurance (UI) system helps many people who have lost their jobs by temporarily replacing part of their wages. Workers in most states are eligible for up to 26 weeks of benefits from the regular state-funded unemployment compensation program, although eight states provide fewer weeks and two provide more.” CBPP also shows a map with the maximum number of weeks of benefits currently available in each state. (cbpp.org)
Elite School Aren’t Always Worth It
Eric R. Eide and Michael J. Hilmer in The Wall Street Journal caution that attending a prestigious school might not automatically translates into a higher salary after graduation. An analysis of the salaries of thousands of college graduates a decade after they got out of school found that prestigious diplomas boost earnings significantly for some professions with business and other liberal arts majors. However, in fields like science, technology, engineering, and math, the average starting salary differs by less than $1,000 for engineering graduates of the Ivy League’s University of Pennsylvania and those of Texas A&M, for instance, but the tuition difference is more than $167,000. That means STEM students could be ringing up unnecessary debt going for a brand-name degree instead of going to state’s flagship school like University of Alabama. (wsj.com)
Use This Calculator to See If You Can Afford Life After College
Los Angeles-based Weintraub & Selth launched an interactive tool to help you estimate if you can afford to live in the desired city after college using the average starting salary for your selected major, average tuition, student loan costs, and the average living expenses for your desired city. The cost of living estimator is a rough guide to let parents and and students thinking about the cost of college that could help avoiding bankruptcy after college. (marketwatch.com)
7 Sentences Successful People Never Say
After studying more than a thousand millionaires over three decades, Steve Siebold, author of “How Rich People Think,” find out that successful people never say these 7 sentences:
- “I hate my job”
- “That’s not fair”
- “That’s not how it’s done here”
- “That’s not my job”
- “That’s impossible”
- “I could have”
- “I have no choice”
10 Ways I Did to Reach Financial Independence at Age 28
Matt at The Resume Gap said: “A few weeks back, I checked my savings and investment balances, ran a few calculations for the thousandth time, and then called my boss to share that I was handing in my notice and would be leaving my full-time job at the end of the month. Just seven years after starting my career, I’ve walked away. I am financially independent.” Matt’s living expenses are fully cover through passive income from his investments and rental income. Here’s how he did to reach financial independence at age 28: Evaluated happiness, stayed focus, started on the right foot, made an above-average income, lived frugally, resisted lifestyle inflation, automated and invested the savings. Congratulations to Matt for reaching financial independence at such an early age and best wishes to him on the next adventure.
Part-Time Delivery: Make $1000 A Month Delivering Stuff
Glenn Carter writes: “There are many delivery platforms in the new sharing economy space. Good news for you: there’s a lot to choose from. The delivery market in the U.S. is valued at over $70 billion. Specific to food delivery, Americans spend approximately $9 billion a year on take-out. Many sharing economy platforms are tapping into this market by introducing smart technology to deliveries. This in turn is empowering micro-entrepreneurs like you to make side income. If you are making regular trips on a daily basis or have spare time, why not become a deliverer?” (thecasualcapitalist.com)
Ways for Middle Class to Close the Income Inequality Gap
A new study shows that the rich are getting richer while the middle class is falling behind. Oxfam has some recommedations to narrow the gap in inequality, but it left out self-responsibility. Steve Siebold shows 15 ways the middle class could help close the income inequality gap by studying how rich people think about money and following their lead. After interviewing more than 1,200 of the self-made wealthy for the last 30 years, Steve Siebold observes that the rich see the world very differently than everyone else. “Middle class believes the road to riches is paved with formal education, while the wealthy believe the road to riches is paved with specific knowledge. Middle class believes money is earned through labor, while the wealthy believe money is earned through thought. Middle class has a lottery mentality, while the wealthy have an action mentality. Middle class believes ambition for wealth is a sin, while the wealthy believe it’s a virtue.” (huffingtonpost.com)
Big Lie About Startups
For anyone interests in big bonus and stock options working for startups in Silicon Valley, beware of the big lie about startups. Danny Crichton writes at TechCrunch that startups in Silicon Valley run on an alchemy of ignorance and that lying is a requisite and daily part of being a founder, the grease that keeps the startup flywheel running. The truth is that most startups fail. The vast, vast majority of startup employees will never exercise their options, let alone become millionaires while doing it. “Founders have to tell the lie – that everything is fine, that a feature is going to launch even though the engineer for that feature hasn’t been hired yet, that payroll will run even though the VC dollars are still nowhere on the horizon,” writes Crichton. “For one of the most hyper-rational populations in the world, Silicon Valley runs off a myth about startup success, of the lowly founder conquering the world.” (techcrunch.com)
Make Money On Uber (or Lyft) Even If You Don’t Own A Car
Glenn Carter writes: “Have you ever dismissed the Uber or Lyft option because you have no vehicle? Or because your vehicle does not meet their criteria? All hope is not lost. This post is for you. Or for anyone else looking to start fresh in the ride-sharing world. So, what if you were to drive 2 hours a day on weekdays? That is a possible income stream of $190 a week, or $760 a month. Not bad, and you would still have your weekends.”
Indeed, driving for Uber can generate extra income depending on your schedule. Have you tried to make money by driving for Uber? (thecasualcapitalist.com)
Do These 3 Things to Motivate Employees
A recent Gallup poll showed that 70% of employees are “not engaged” or “actively disengaged” at work. In order to motivate employees, do these 3 things well.
- Inspiration: “It is important that your culture be infused with meaning. Studies show that people who have a sense of purpose are more focused, creative, and resilient, so leaders should make a point of reminding employees how their work is improving people’s lives.”
- Kindness: “We are profoundly social creatures. Companionship and recognition are more important than even high salaries in promoting employee loyalty. Other research confirms that positive and warm relationships are one of the most important predictors of psychological well-being.”
- Self-Care: “Exercise, breaks from work, relaxation practices, and more strict boundaries between work and home can reduce job stress and increase employee well-being and engagement. A well-rested staff is a happier and higher-performing one.”
(hbr.org)
Want to Fire Your Boss? Better Save Money Now
For young people saving money is a real challenge. After graduating with big student loans, they have to compete in a brutal job market with stagnant pays. “There’s nothing more valuable than that freedom to walk toward your own better future on your own terms,” Stefanie O’Connell, 29, said. “It’s peace of mind that today’s 20-year-olds need and are craving,” in such an unstable job market. Here are some tips from MarketWatch about saving money now so you can fire your boss later.
- Get emotionally connected to your finances
- Figure out exactly how much you need to live the life you want
- Find a way to hold yourself accountable
- Spend as if you’ve already quit your job
- Automate your savings
- Always be looking to make more money
- Regularly check up on your finances
Best Jobs With No Experience
For those just graduate from school and lack any practical experience, no-experience-needed jobs are indeed out there. Money Crashers list 15 best paid jobs with no experience needed. Starting from these entry-level jobs can lead to growth opportunities as you progress in your career. Also, check on Money Crashers to see the details about salary estimates and employment requirements for these 15 jobs. Let’s look at the list:
- Delivery Driver
- Bill Collector
- Garbage Collector
- Security Guard
- Bartender
- School Bus Driver
- Real Estate Broker
- Entry Level Oilfield Worker
- Cable TV Installer
- 18-Wheel Truck Driver
- Human Resources Assistant
- Table Games Dealer
- Taxi Driver
- Library Technician
- Police Officer
When Should You Give Up On Your Dreams?
Last article talking about are you better off spending your spare time being frugal or earning more money? Now that you’ve decided to pursue your dream in a side business to make more money. However, nearly two-thirds of new businesses are doomed. Havard Business Review has a great advice about whether or not you should give up on your new dream. “You’ve recently launched your brainchild. But things aren’t off to a roaring start. Is it just the low end of the S-curve of growth, the flat line before things start to improve? Or is it just…well…a flat line?” Here’s how to decide to stick with your dream. Does your business occupy an otherwise unoccupied niche? Are you playing to your strengths? Have you assumed the right risks? Do you find your work difficult but not debilitating? Are you gaining momentum? If the answers are yes to those questions, then you’re on the low end of the curve and growth is coming. If you’ve carved a niche that you occupy from a position of strength, then it’s time to settle in and persevere. Otherwise, “knowing when to pull the plug can be the difference between sinking a rowboat and sinking the Titanic.” (hbr.org)
Tech Salaries Had Biggest Year-Over-Year Increase in 2015
According to Dice’s new survey data, average technology salaries in the U.S. saw the biggest year-over-year leap ever, up 7.7 percent to $96,370 annually. Bonuses and contract rates also rose from 2014, and tech salaries in seven metro areas reached six-figures for the first time since the survey began more than a decade ago. Contract workers saw a rise (5%) in hourly compensation, with contractors earning $70.26 per hour. With the big salary increase, technology professionals are also more satisfied with their pay and confident in job prospects of their field. (dice.com)
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