Marco della Cava on USA Today reported: “Hyperloop One successfully demonstrated Wednesday one key part of how it plans to send people and cargo racing through cushioned tubes at nearly the speed of sound. This transportation alternative, its backers claim, could reduce the journey between Los Angeles and San Francisco to just 30 minutes.” Hyperloop One cofounder and chief technology officer Brogan BamBrogan said, “this is about validating the hardware and software. We’re aiming to hit 400 mph in two seconds.” BamBrogan noted that humans in a hyperloop pod wouldn’t feel the acceleration as it would happen more gradually, eventually hitting close to 750 mph. In the near future, people can save time and money when travel between large metro area such as Los Angeles and San Francisco. (usatoday.com)
Lifestyle
The One Thing Rich Parents Do For Their Kids That Makes All The Difference
The one thing rich parents do for their kids that makes all the difference is that “they can buy their children pricey homes in nice neighborhoods with good school districts,” said Emily Badger on The Washington Post. “Wealthy parents are famously pouring more and more into their children, widening the gap in who has access to piano lessons and math tutors and French language camp. The biggest investment the rich can make in their kids, though — one with equally profound consequences for the poor — has less to do with enrichment than real estate.” Ann Owens, a sociologist at the University of Southern California, explained: “Forty to fifty years of social-science research tells us what an important context neighborhoods are, so buying a neighborhood is probably one of the most important things you can do for your kid. There’s mixed evidence on whether buying all this other stuff matters, too. But buying a neighborhood basically provides huge advantages.” (washingtonpost.com)
Class Divide is the Strongest Predictor of Air Rage
Class warfare has turned into a political struggle between the 1% and the 99%. Now there’s more evidence that air rage is largely based on seat class, according to a study by Katy DeCelles who teaches organizational behaviour at the University of Toronto. “Something like that makes you very aware of the fact that you are not being treated as special as someone else.” The paper concludes that inequality between seat classes is the largest single contributor to air rage. The effect intensifies, DeCelles suggests, when the travellers file past the high rollers during boarding. Airborne inequality also makes the rich behave worse. “It’s a very strong effect,” said DeCelles. Base on the database involved more than one million flights, DeCelles and her co-author compared flights that had separate first and economy classes with those that didn’t. The strongest predictor of air rage, by far, was class divide. (ctvnews.ca)
The Future of Shopping: Trapping You in a Club You Didn’t Know You Joined
Beware of the subscription-fueled future of online shopping, a business model that attracted a billion-dollar bet from venture capital investors. Bloomberg reported about this future of shopping that traps you in a club you didn’t know you join. Hailee Taylor purchased a lingerie item from an e-commerce website called Adore Me for $19.95 but ended up costing her more than $300. Adore Me maintains a subscription model in which it charges users a fee of around $40 a month, even if customers don’t purchase anything. Adore Me isn’t the only shopping portal or service that runs this sort of tactic. “It’s the new thing,” says Francisca Allen, the deputy district attorney of California’s Santa Clara County. “There’s thousands and thousands of companies that do this.” These companies have made it frustratingly difficult to cancel these subscriptions by making you to sit through a one-hour call to the customer representative. “Hundreds of customer complaints against Adore Me and other subscription e-commerce businesses are stacking up at the Federal Trade Commission, according to records obtained by Bloomberg. They follow a pattern: Shoppers believe they’ve been tricked into signing up for recurring credit card charges, often for a relatively small amount that can be easily overlooked in a monthly bill. Then companies make it an exasperating hassle to quit and get a refund.” (bloomberg.com)
The 10 Best Suburbs in America For Raising a Family
The US is very diverse with good and bad suburbs in each state. Finding the best neighborhood to raise a family can be a very difficult decision. To make that process easier for you, Business Insider compiled the list of the best suburbs in America based on cost of living, housing affordability, crime rates, public-school ratings, and proximity to a city center. Here are the 10 best suburbs for raising a family:
- New Albany, Ohio: Population of 8,135 with a median household income of $185,076 and Great Schools score of 10/10
- Mountain Brook, Alabama: Population of 20,416 with a median household income of $131,281 and a Great Schools score of 10/10
- Ladue, Missouri: Population of 8,519 with a median household income of $176,369 and Great Schools score of 7/10
- University Park, Texas: Population of 23,460 with a median household income of $173,520 and Great Schools score of 9/10
- Atherton, California: Population of 6,993 with the highest median income of $239,886 and Great Schools score of 8/10
- Piedmont, California: Population of 10,852 with a median household income of $207,222 and Great Schools score of 10/10
- Highland Park, Texas: Population of 8,706 with a median household income of $191,422 and Great Schools score of 8/10
- Indian Hill, Ohio: Population of 5,797 with a median household income of $207,069 and Great Schools score of 10/10
- Fox Chapel, Pennsylvania: Population of 5,390 with a median household income of $174,924 and Great Schools score of 10/10
- Bellaire, Texas: Population of 17,223 with Great Schools score of 6/10
Court Orders Father to Pay for Upkeep of 28-Year-Old Son
Nick Squires writes on The Telegraph: “An Italian court has ordered a middle-aged father to keep supporting his 28-year-old son through university, after he turned to the law to try and force his offspring to get a job. The case underlines the country’s problem with ‘bamboccioni’ – spoilt ‘big babies’ who refuse to leave home and instead sponge off their parents.” In court, his father stated: “He does not deserve any further financial support, having made no effort to find work to support himself.” But the court still ruled that the father needs to support his son as Italians are notorious for staying at home with their parents until they marry, even into their forties. Many countries including the U.S. are dealing with the phenomenon of boomeranging – adult children forced to return to live at home after losing their jobs or taking drastic pay. In societies where it is common for children to live with their parents into adulthood such as Asian, children normally take care of aging parents rather than delegating the task to a nursing home. Whether the Boomerang Generation will follow suit remains to be seen. (telegraph.co.uk)
Why Living Around Nature Could Make You Live Longer
Chelsea Harvey on The Washington Post writes: “Living closer to nature is better for your health, new research suggests — and may even extend your life. A study just published in the journal Environmental Health Perspectives found that people who live in “greener” areas, with more vegetation around, have a lower risk of mortality. The health benefits are likely thanks to factors such as improved mental health, social engagement and physical activity that come with living near green spaces. The research relied on data from a vast long-term Harvard study funded by the National Institutes of Health.” (washingtonpost.com)
Most College Grads Unwilling to Forfeit Luxuries to Reduce Student Loans
According to a new survey from Citizens Bank, average student debt for millennials is $41,286 and 60 percent of millennials expect to be making payments on their student loans well into their 40s. Despite the burdensome loan payments, a large share of millennials are unwilling to prioritize student loan repayment over spending on luxury and quality of life items. This is what the survey revealed when asked what they’d be willing to give up in exchange for lower student loan payments:
- Less than half (45 percent) were willing to cut what they spend on eating out.
- Just 46 percent said they’d cut their entertainment and social event expenses.
- A mere 40 percent were willing to limit their housing expenses (rent or mortgage).
- Only half of millennials were willing to slash their spending on clothes, shoes and accessories.
“They are very committed to living their life the way they want to live their life, and as frustrated as they are by student loans, they are not willing to make those lifestyle trade-offs,” said Brendan Coughlin, president of consumer lending for Citizens Bank. (moneytalksnews.com)
The Income Needed to Live Comfortably in U.S. Cities
GOBankingRates conducted a cost-of-living comparison of the 75 most populous U.S. cities to find out the income needed to live comfortably in U.S. cities. Using 50-30-20 budgeting rule ― in which 50 percent of income covers necessities, 30 percent is for discretionary items and 20 percent is saved ―the study analyzes at what income level you can comfortably cover the living expenses. Here is 10 notable cities on the list with the income needed to live comfortably:
- San Francisco: $119,570
- Boston: $84,422
- Washington, DC: $83,104
- New York: $87,446
- Los Angeles: $74,371
- Denver: $62,842
- Nashville: $61,015
- Baltimore: 53,897
- Houston: $60,795
- Miami: $77,057
11 Reasons Why You Are Struggling Financially In Life
Alexandra Sadler writes on ClarkHoward.com: “While everyone’s journey to success and financial freedom are different, there’s one thing that most successful people have in common: successful habits. Developing successful spending and saving habits can not only be the key to reaching financial freedom, but also the key factor that determines whether or not you get rich.” Drawing from 5-year study by Author Thomas C. Corley about the people’s daily habits that made them rich or poor, Sadler listed 11 daily habits that hold people back:
- Gambling
- Having an unhealthy diet
- Drinking too much booze
- Hanging out with the wrong people
- Watching too much TV
- Negative thinking
- Procrastination
- Avoiding feedback and criticism
- Overspending
- Keeping a job you hate
- Never going out of your comfort zone
5 Simple Things You Can Do to Be Happier Right Away
Neil Pasricha, NY Times Bestselling Author of The Happiness Equation, pointed out 5 simple things you can do to be happier right away on Quora. The good news is you only have to do one, not all five, to boost your happiness.
- Brisk 20-minute walk
- Journal about a positive experience you had during the day
- Commit a random act of kindness
- Meditate
- Write down five gratitudes
(inc.com)
6 Ways to Live a Longer Life
According to an eight-decade study, a few simple alterations in lifestyle can lead to longer, healthier lives. The study first started by the late Stanford University psychologist Louis Terman in 1921 before psychology professors Howard Friedman and Leslie Martin took over the project in 1990, and published a booked called The Longevity Project in 2011. Here are 6 ways to live a longer life:
- Be conscientious as defined by being prudent, responsible, persistent
- Connect socially with friends and family members
- Worry a little. A moderate amount appears to be optimal for a long life
- Get good genes since a third of longevity is attributable to genes
- Get married if you’re a man due to the fact that marriage can lengthen your lifespan, if you’re male
- Eat less
Life Expectancy Study: It’s Not Just What You Make, It’s Where You Live
Jim Zarroli writes on NPR: “Poor people who reside in expensive, well-educated cities such as San Francisco tend to live longer than low-income people in less affluent places, according to a study of more than a billion Social Security and tax records. The study, published in JAMA, the Journal of the American Medical Association, bolsters what was already well known — the poor tend to have shorter lifespans than those with more money. But it also says that among low-income people, big disparities exist in life expectancy from place to place, said Raj Chetty, professor of economics at Stanford University. ‘There are some places where the poor are doing quite well, gaining just as much in terms of life span as the rich, but there are other places where they’re actually going in the other direction, where the poor are living shorter lives today than they did in the past,’ Chetty said, in an interview with NPR.” (npr.org)
7 Personal Finance Advice from Some Old and Wise People
Wisdom really does come with age. Derodave collected some good advice from some old people. We can learn a few things from their advice:
- Stuff is just stuff. Don’t hold onto material objects, hold onto time and experiences instead.
- Pay your bills and stay the hell out of debt. If I could have paid myself all the money I’ve paid out in interest over the years, I’d be retired already.
- The most important person in your life is the person who agreed to share their life with you. Treat them as such.
- People always say, ’’Make sure you get a job doing what you love!’’ But that isn’t the best advice. The right job is the job you love some days, can tolerate most days, and still pays the bills. Almost nobody has a job they love every day.
- Nobody ever dies wishing they had worked more. Work hard, but don’t prioritize work over family, friends, or even yourself.
- Don’t take anyone else’s advice as gospel. You can ask for advice from someone you respect, then take your situation into consideration and make your own decision.
- If you have a dream of being or doing something that seems impossible, try for it anyway. It will only become more impossible as you age and become responsible for other people.
9 Travel and Hotel Safety Tips from CIA Operative
Drew Dwyer, a veteran of the Marines and a former CIA operative, shares 9 travel and hotel safety tips. Whether you travel for leisure or for business, you can learn from these safety tips:
- Acquire or make a copy of the fire escape plan on the back of your door. Most of these just slide out.
- Do not stay on the ground or the top floor. The ground floor is readily accessible to intruders and the top floor does not allow any room to maneuver. The first or second (European) floors allow access for most third world country emergency vehicles.
- Keep the “Do Not Disturb” sign on the door, even when you are not there.
- Always assume the room is bugged. Keep the radio or TV turned on with the volume on low at all times — even when you are not in the room.
- Keep the drapes/blinds pulled at all times, even when unoccupied.
- Keep a light on in the room when unoccupied.
- Keep a small “bug-out bag” packed with must-have items (money, ID, passport, etc.) in the event of an emergency departure.
- Carry a motion alarm that can be placed over the doorknob. They are about $20 and can be found in most electronics stores.
- Keep a flashlight next to the bed and within arm’s reach.
(sofrep.com)
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