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Net Worth Report for January 2013

Net Worth Report for January 2013
Net Worth Report for January 2013: $273,505
We are planning to relocate to Florida so the home value has been adjusted to realistically account for the cost of selling the current home and buying another one. After a couple weeks searching for houses, we made an offer on one nice home with a pool and very large yard that we narrow down. The seller countered the initial offer, then we countered back with our final offer. The seller gave us another price, but we did not accept it. That means we will continue looking for another one in March.

Last year we have met our goal of fully contribute to my 401(k), to my Roth and to my wife’s spousal IRA account. This year, however, we have to delay our contribution to my Roth and to my wife’s spousal IRA account and decrease the contribution percentage to my 401(k) temporarily in order to raise cash immediately. We need the extra liquidity since the cash account has been depleted by some big-ticket items recently: property tax, travel expenses, and the cost of replacing the entire fence around the house ($3,200).

Nevertheless, our goal for this year remains the same: We still plan to fully contribute to my 401(k), to my Roth and to my wife’s spousal IRA account before the end of 2013.

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