I finally deposit the last $1000 to max out the contribution limit for Roth IRA. Similar to to last year, it takes me three months to reach the limit. In 2013, I hope to do it in two months or less.
As for my 401(k), I will have to wait until the very last pay check of the year in December to max it out or else I won’t get the company matching contribution. According to HR, if I fully contribute to my 401(k) early in the year and stop contribute on every paycheck afterward, then the company does not contribute its match-up to my account. I don’t like that rule at all. Anyway, I just have to monitor and adjust my contribution rate throughout the year so my last paycheck of the year I will max it.
Lastly, the values for housing and two vehicles continue their downward depreciating cycles.