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Net Worth Report for September 2010

Net Worth Report for September 2010
Net Worth Report for September 2010: $135,052

Currently, we overpay our mortgage by $1,231. So the total mortgage payment is $2,000 each month. We will increase our mortgage payment next year when we finish paying off the car loan. Our goal is to have mortgage free by 2015.

Even with a tax deduction, the mortgage interest is still a cost. Once the mortgage is completely paid off, the money that is used to send to the bank will be freed up so we can have a bigger cash flow to save even more. I am the only breadwinner in the family as my wife is a stay-at-home mom. When our home is paid off, I am much better insulated against income or job loss because I do not have that liability every month.

Lastly, without any mortgage or car loan we will focus on maxing out our retirement accounts every year while we are still young.

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