Base on a whitepaper report from American Student Assistance, US News & World Report discussed about the profound impact of student loan debt on the daily lives and spending habits of young Americans. The student debts affect the majority of borrowers’ decisions to make large purchase such as car and home. Borrowers believe education is worth it, but they are making financial sacrifices elsewhere. These young Americans have problem saving for their emergency fund and for their retirement. Education is a great investment but it also make the new generations more indebted.