Despite living in an expensive area, NYU sophomore Eric Hu is paying his $48,000 tuition as he goes. “After working several jobs his freshman year, he says, he was able to pay off the entire year’s tuition by the beginning of his sophomore year — and he’s on track to do the same for the 2015-2016 school year.” Here’s how he does it: Taking advantage of scholarships, finding ways to earn money, piecing together different jobs to earn enough, planning out his days to maximize earning, living below his means, and following a clear financial plan. Student loan is a heavy load for most newly graduate. By paying the tuition bill as he goes, Eric is well on the way to the road of financial independence.
Take control of your personal finance to be wealthier and happier in life.
Couple Joanna and Johnny shows how two very different people in a marriage can thrive together. The couple states: “We finally found one thing we both agreed on wholeheartedly: what we wanted for our future. And we realized that had to create a budget if we wanted to reach our goals.” It seems that budgeting is the key for the marriage between a spender and a saver.
Check out BBC Capital – Top seven places to retire. It gives you some idea if you are nearing your retirement age and ready to travel. The top seven places to retire are Panama, Equador, Malaysia, Spain, Malta, Portugal, and Thailand.
Forbes also covers some of the best places to retire in U.S. Here are the top 10 places to retire in U.S.:
- Abilene, Texas: Robust economy, cost of living 17% below national average, average home price $142,000 (national average: $209,000). Low rate of violent crime. High number of doctors per capital. Warm climate.
- Asheville, North Carolina: Strong economy and scenic terrain and good weather, cost of living 3% below national norm, average home price $206,000. Abundant doctors. High volunteering culture.
- Athens, Georgia: Good tax climate in bustling college town (University of Georgia). Cost of living 1% below U.S. average, average home price $139,000. Low serious crime rate.
- Blacksburg, Virginia: Economically booming college town (Virginia Tech). Average home price $235,000. Above average air quality. Low crime rate.
- Boise, Idaho: Strong state capital economy. Typical home price $175,000. Good tax climate. Low serious crime rate. Strong marks for bikeability and volunteerism.
- Bowling Green, Kentucky: Vibrant, growing economy in college town (Western Kentucky University). Cost of living 11% below national average, average home price just $138,000, good tax climate. Low crime rate.
- Cape Coral, Florida: Rosy economy in half-century-old Gulf of Mexico cost city developed with a master plan. Cost of living 4% below national average, with home prices also slightly national average at $190,000. Good weather, above average air quality, low serious crime rate.
- Casper, Wyoming: Bracing economy and low unemployment in scenic, mile-high city. Cost of living at the national average, average home price $245,000. Above average air quality. Low serious crime rate.
- Colorado Springs, Colorado: Promising economic outlook and plentiful jobs in the outdoor playground bordered by scenic Pike’s Peak. Cost of living at the national average, average home price $225,000. Above average air quality.
- Columbia, Missouri: Booming economy in classic college town (University of Missouri). Halfway between St. Louis and Kansas City. Cost of living 5% below national norm, average home price $159,000. Abundant doctors per capita. Good bicycle environment.